Let’s be real, spending money is fun. Being able to buy things that you see in a store right that minute can give you a crazy rush of momentary happiness that feels so good. However, that feeling fades fast. That’s why I’ve started using the 30 Day Rule to control my impulse spending.
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Being in school is really hard, you’re studying all the time, working whenever you can and usually budgeting for students falls to the end of your to-do list. I know that most students (and most young people in general) really dislike the idea of budgeting because they see it as restrictive.
Are you one of the people out there that is constantly worrying about money and their finances to a point where you can’t sleep at night? Do you sometimes don’t even know where your next meal is coming from?
Being able to organize your finances so you can stop living paycheque to paycheque while earning minimum wage will help you save money, pay down your debt, and make sure you have enough money for your groceries each week.
Oh, debt payoff. A stressful time for everyone that usually ends in bliss but can be a serious journey. Have you ever wondered if you’re paying off your debt correctly? Wait, what? There’s ways to pay off your debt incorrectly? Oh man, the things you learn.