Hey there! Thanks for stopping by Not Quite an Adult, this page is where you’re going to find all of our content about budgeting and debt pay off. This means you’ll find articles about different budgeting methods, stuff about emergency funds, student loan debt and more. If you’d like to receive weekly updates from us and get all of this valuable information delivered to your inbox, be sure to sign up to our newsletter below!
Oh, budgets. A necessary evil. Budgeting is one of the best things you can do to organize your finances and get your life together! Having a budget doesn’t need to feel like you’re in jail. The whole point of a budget is to make a plan for your money and give every dollar a job. Your money needs to be working for you!
- Zero-Based Budget
- Bare Bones Budget
- 50/30/20 Budgeting
- How to Use Sinking Funds
- Calculate Your Net Worth
In addition to all the blog posts we have here about budgeting, we also have a really awesome email course called 5 Days to a Beautiful Budget that we think can really help you! Sign up below
Just because you have a budget, doesn’t mean that budget is always going to be working perfectly. These posts outline some really great tips and tricks for fixing a budget, or making sure your budget includes everything it needs to!
- 5 Reasons You Need a Budget
- How to Fix a Failing Budget
- Expenses You Must Cut From Your Budget
- Things You’re Forgetting to Budget For
Student Loan Debt
Student loan debt seems like an unfortunately necessary evil for a ton of people these days, but there are ways you can graduate without them! Even if you do have to take them out (like I did) it’s not necessary for them to take over your entire life, hopefully these posts will help you either graduate without loans, or pay them off quickly.
Paying off debt is scary and difficult and you shouldn’t have to do it alone. Being in debt can be pretty debilitating and makes most of your life really really difficult. These debt pay off tips and methods are a great resource for anyone with a lot of debt.
- Things You Should Do Before Paying off Debt
- The Debt Snowball: An Easy Debt Payoff Method
- Should You Invest or Pay off Debt?
Having an emergency fund is one of the most important things you can do for your finances, it can help you save money and allow you not to use credit every time something bad happens!