5 REASONS WHY YOU NEED A BUDGET #NOTQUITEANADULT

5 Reasons You Need a Budget

  Every person could benefit from having a budget they actually stick to, even people who make $100,000+ a year. Budgeting isn’t just for the super frugal anymore. Everybody knows what a budget is but they never really dig into the actual reasons why budgeting helps you in ways you could never imagine.   What …

Beginner’s Guide to Sinking Funds

  Sometimes we need money really quickly, and a lot of the time it’s for an emergency that we didn’t know was coming. This can totally be solved by using an emergency fund. There’s a totally separate type of expense that we run into, these expected expenses are the perfect times to using sinking funds. Before starting this …

how to fix a failing budget | budgeting tips and tricks for beginners who have a budget that just isn't working any more

How to Fix a Failing Budget

Sticking to a written budget is much harder than it seems. It’s especially hard when it’s your first try. Even the best budgets can fail if they aren’t working properly, it’s just important to stick to it and keeping working at your budget whenever you notice that it’s no longer working! The answer to …

HOW TO STOP LIVING PAYCHECK TO PAYCHECK #NOTQUITEANADULT

How to STOP Living Paycheck to Paycheck

  Worrying about money is one of the main causes of unhappiness and fights in couples. So many long-term relationships end because people aren’t able to talk openly about money and they’re stuck in a paycheck-to-paycheck cycle. There is nothing more stressful than not knowing how you’re going to afford to eat before you get paid …

15 SMALL CHANGES TO IMPROVE YOUR FINANCES #NOTQUITEANADULT

15 Small Ways to Improve Your Financial Life

  When thinking about changing their finances, people often think about the big changes they can make. Paying down their student loans, drive a cheaper car, get a raise. We usually ignore all of the tiny changes we could make in order to be in a better financial situation overall.  If you were to do …

common credit score questions ANSWERED, everything you need to know about credit scores #notquiteanadult

Common Credit Score Questions ANSWERED!

Credit scores are honestly one of the most important things in the personal finance space that people don’t fully seem to understand. Your credit can affect your entire financial future and they start being calculated at the age of 18! Who understands anything at the age of 18? We aren’t taught …