10 Ways to Build Up Your Emergency Fund

10 Ways to Build Up Your Emergency Fund

  Having an emergency fund is an awesome way to prepare for the unexpected and prepare you for the future. If you don’t yet have an emergency fund, please check out this post to learn how to start one and why you need it!  #1 – Sell Anything You Don’t Love Let’s be honest, we all buy way too much junk …

10 Things I Wish I Knew About Money at 18

  When you turn 18, your entire life completely changes and a million new opportunities open up for you. It’s like you’ve spent your entire life in a house that had a room with a locked door and your parents would never let you in… well, that door’s open and you’re free to explore! The only issue with this door …

10 Things You Should Do BEFORE Paying Off Debt

Being in debt is one of the scariest and most overwhelming things because it’s so hard to know where you should start. A massive amount of debt can be soul-crushing so I’m here to try and help you figure out where to start. There’s a million blog posts out there talking about ways to pay off debt and what to do …

5 Reasons You Need a Budget

Hello beautiful people! Every person could benefit from having a budget they actually stick to, even people who make $100,000+ a year. Budgeting isn’t just for the super frugal anymore. Everybody knows what a budget is and how they work but they never dig deep into the actual reasons why budgeting helps you in ways you could never even imagine. What is …

How To: Start Saving in Your 20s & Why You Should Start

Saving money is one of the best things you can do for your finances, duh. How about I tell you something you don’t already know?! Your 20s are one of the most interesting and terrifying times of your entire life. In our 20s we have no idea what we’re actually doing or what’s going on 90% of the time, and …

7 Tips to STOP Overspending for Good

We’ve all had that moment where we take a look at our bank account and take a step back in complete shock and think “where did it all go?”. Even if we have the best intentions to be better and save money, it can be so hard to stop spending money that we don’t need. If this is you, I’m …

My Favourite Debt Payoff Method: The Debt Snowball

If you’ve ever been into personal finance you’ve probably heard of Dave Ramsey. If you haven’t, Dave Ramsey is a financial guru with his own radio show and the best selling-book called The Total Money Makeover. I’ve been an on again, off again, listener of Dave Ramsey’s and I totally agree with his debt snowball method of paying off debt. The greatest …

Common Money Problems You Probably Face & How to Fix Them

Everyone has problems, but not everybody has solutions! The sad truth is most common money problems are completely self-inflicted, we start making bad decisions and just let things happen. The happy truth is that these money problems don’t have to be forever. There are easy ways to deal with these common money problems and I’m here to give you a …

Investing VS Paying off Debt ~ Not Quite an Adult

Investing vs paying off debt, which is best? Unfortunately, it’s not an easy decision. Depending on where you go you’ll get different information because everyone has a different opinion. This isn’t going to be any different, unfortunately, haha. I’m going to be completely open with you guys and talk about the pros and cons of each side and truly let …

What is a good credit score?

Every single person has a credit score, and everyone should know what their credit score is! It’s so important for people to not only know their own personal score but to also know how it ranks and whether or not it’s a good credit score!  Related Posts Credit Card Rules You Really Should Be Following How to Improve Your Credit …