Get Out of Debt

My Favourite Debt Payoff Method: The Debt Snowball

My Favourite Debt Payoff Method: The Debt Snowball

If you’ve ever been into personal finance you’ve probably heard of Dave Ramsey. If you haven’t, Dave Ramsey is a financial guru with his own radio show and the best selling-book called The Total Money Makeover. I’ve been an on again, off again, listener of Dave Ramsey’s […]

4 Money Conversations You MUST Have With Your S/O

4 Money Conversations You MUST Have With Your S/O

When we start seriously looking for our forever person in our 20s we always know exactly what we want. I know that I’ve daydreamed about the kind of person I wanted to be with long-term (psst… I think I found him). I knew I wanted […]

Spending Problem vs Income Problem ~ Which one are YOU?

Spending Problem vs Income Problem ~ Which one are YOU?

“I don’t have enough money”  “I’m broke, I need a raise”  “I need to make more money”  If you’ve said any of these things chances are you’re experiencing one of two things; either an income problem or a spending problem.  So many of us wish […]

Beginner’s Guide to Sinking Funds

Beginner’s Guide to Sinking Funds

  Sometimes we need money really quickly, a lot of the time it’s for an emergency that we didn’t know was coming. This can be totally solved by using an emergency fund but sometimes these expenses are totally foreseeable. This is where sinking funds come […]

How to Calculate Your Net Worth!

How to Calculate Your Net Worth!

Being a business school graduate seriously makes me love to see money working and the numbers behind it. I find that seeing calculations can really help a person understand their overall financial situation and really start making better decisions about their finances.  What’s my favourite […]

How to STOP Living Paycheck to Paycheck

How to STOP Living Paycheck to Paycheck

Worrying about money is one of the main causes of unhappiness and fights in couples. So many long-term relationships end because people aren’t able to talk openly about money and they’re stuck in a paycheck to paycheck cycle. There is nothing more stressful than not […]

Zero-Based Budget

Zero-Based Budget

Most people are super scared of the word budget. The word budget is often a dirty word in many households because people feel like a budget is going to suck the fun out of everything. It’ll be a hardcore fun sucker. This just isn’t the […]

Graduate Debt Free with these 6 tips!

Graduate Debt Free with these 6 tips!

I don’t think I’ll ever understand why at 18 years old we are allowed to make decisions that will change our entire lives, but we aren’t even allowed to drink alcohol. Student loans can put a serious damper on your future. They cause stress, they make […]

Student Loan Debt ~ 11 Tips to Pay it Off FAST!

Student Loan Debt ~ 11 Tips to Pay it Off FAST!

Graduating college can be the most exciting but equally terrifying time of your life. Getting your first piece of mail about your student loan debt is daunting and really just makes this time even more difficult. It is possible to pay off these student loans […]