Spending Problem vs Income Problem ~ Which one are YOU?

“I don’t have enough money”  “I’m broke, I need a raise”  “I need to make more money”  If you’ve said any of these things chances are you’re experiencing one of two things; either an income problem or a spending problem.  So many of us wish we could make more money before we really analyze whether …

How to Calculate Your Net Worth!

Being a business school graduate seriously makes me love to see money working and the numbers behind it. I find that seeing calculations can really help a person understand their overall financial situation and really start making better decisions about their finances.  What’s my favourite number to calculate for personal finance? Net worth! Your net …