There are so many times in your life when you may need to learn how to live frugally on one income. This could be at the time of a job loss, or an illness/injury, or it could just be because you want to stay home with your kids.
When you decide to start living frugally and on one income, it’s important to remember first why you’re doing it. You don’t want to ever be in a position where you may not be able to afford something that you actually need because you made bad decisions.
Being frugal often gets a bad reputation and a ton of people get the impression that being frugal means pinching pennies and never having any fun. However, in my opinion, being frugal just means that you’re making decisions and sacrifices so your family can have a better future and be more financial secure.
If you’re in a situation where you need to learn how to live frugally on one income, I hope that this article can help teach you how to save a ton of money and build a great future for your family. Ready? Let’s dig in!
BENEFITS OF LIVING ON ONE INCOME
If you’re only in the planning process of starting to figure out how to live frugally on one income and you haven’t actually taken the plunge and quit your job quite yet, maybe it’s because you don’t know all the hidden benefits of living on a single income. Here are just a few of my favourites: S
I’ve found that living truly frugal takes a ton of time and effort, and when you have two people working full-time it can be extremely hard to find great deals, make your own food, or to care for your children to the best of your abilities.
Living on a single income usually means that you drive around less because you want to save money on gasoline. What happens when you drive less? Well, you walk more! This means that you’ll get more exercise and feel better both physically and mentally.
Having one person at home can actually make your relationship stronger. This happens because one person spends their day focused on work and the other on household activities so at the end of the day you can spend that time together!
Living on a single income is going to make sure that you spend more time thinking about your priorities and planning for a future that you actually want, not just one that happens to you. Since you need to have a plan to succeed, you need to think about what you really want!
How to live frugally on one income
Living on one income is not going to be easy, I can promise you that. Well, unless your single income earner makes thousands of dollars a month.
I have a few major tips for living on a single income, which we’ll discuss in this section, and in the next section we’ll discuss my favourite frugal living tips that will help you figure out your true strategy!
Have a Budget in Place
If there is only one section that you actually implement from this article, I really hope it’s this one. Budgeting is the single most important thing I’ve ever done for my finances and hundreds of my readers will say the same.
Having a well organized and frugal budget is an amazing way for you to learn how to live frugally on one income. If you’re going from a double income family to a single income family, it’s going to be a hard transition. And honestly, it will be even harder without a budget.
If you’re just throwing your money around willy nilly without a purpose or plan, you’re going to find a whole lot of month at the end of your money. A huge part of having a frugal budget to live on a single income is learning how to prioritize your spending.
For example, of course you’ll want to go out to dinner with some friends on a weekend, but will you have enough money to cover your savings for that month if you do? What is more important to you in the long run?
Being frugal is a lot about long-term financial choices instead of short term mistakes.
Anyway, if you’re a frequent reader of not quite an adult, you probably know how much I love budgeting and that I can talk for hours so instead I’ll direct you to some other articles that are specifically dedicated to teaching you how to budget your money effectively:
- Budgeting for Beginners: A 7 Step Guide
- Budgeting for Teens
- Budgeting for Students
- How to Create a Zero-Based Budget
- How to Create a 50/30/20 Budget
- How to Create a Bare Bones Budget
Have an emergency fund
An emergency fund is one of the absolute best things you can do for your peace of mind and for your wallet. What exactly is an emergency fund?
Well, an emergency fund is a bank account where you keep money that has only one purpose, to get you through financial emergencies where you would otherwise use credit. This account will help you cover things like job loss, car repairs, or other unforeseen circumstances that wouldn’t be possible to plan for.
pay down your debts
If you have some time before you’ll be going to a single income, it may be a good time to start living off that one income, and using the second income just to pay down debt if you have them.
Let’s say your partner makes $5,000 a month and you make $3,000 a month. You plan to stop working in 6 months when you’re 6 months pregnant. Imagine putting $18,000 towards paying off your student loans, or paying down your mortgage? That would feel really great wouldn’t it?
If you’re already trying to live on a single income, it’s important to start keeping your debts low and shrinking them as soon as possible. Having debt is not going to help you. save money or live frugally, it’s going to be a severe hinderance to your frugal living journey.
Here’s a couple articles that can really help you to figure out your debt payoff strategy:
- 10 Things To Do Before You Pay Off Debt
- How to Use The Debt Snowball
- Daily Habits of Debt Free People
- Mistakes People Make When Paying off Debt
76 Ways to Live Frugally on One income
1. spend time, not money
One of the biggest ways that people spend money these days is on entertainment for their families. It seems like a. ton of people are trying to spend money on their families instead of spending their time together. A great way to practice frugality more often is to spend time together instead of spending money just to have a bit of fun. Next time you want to have dinner with friends, invite them over for a movie instead of going on an expensive dinner out!
2. use the word NO more often
A really important thing for people to learn in. order to become frugal is how to say no more often. We usually end up saying yes to invitations that we don’t want to go to, and buying things that we don’t want to buy because we think they’ll make us look cool. Try saying no to something you would ordinarily say yes to, and you’ll save hundreds.
3. cut out non-essentials
The first step toward saving a ton of money and learning how to live frugally on one income is to cut out your non-essential expenses and to do it quickly. This could include things like eating out, convenience foods, new clothing, etc. Cutting these things out is going to save you hundreds of dollars a year and start your true frugal living journey off on the right foot.
4. try an all cash diet
A great way to control your spending in the long run is to try and only use cash for your spending. This is recommended by a ton of frugal living bloggers because it works really well. You can check out this article on a cash envelope budget that will work wonders. When we use cash we have a stronger connection to the money we’re spending and are less likely to make impulse purchases!
5. prioritize your goals
Figuring out your financial goals is an awesome way to keep yourself on track and stay frugal. Finding a way to prioritize these goals is an amazing way to continue being frugal, if you’re looking to set financial goals it’s time for you to create a Five-Year Financial Plan!
6. only buy things on sale
Of course, if you’re working on a frugal single income budget it’s important that you should only be buying things that are on sale. Why pay full price for something today that will be half the price in a week? Check flyers for sales, search for discounts online, do anything you can to make it happen!
7. rethink your wants and needs
A big issue for many people when it comes to personal finances is that they can’t differentiate between the things they want and the things they actually need. This leads to purchasing things they don’t need and having their things control them. Take some time to really think about your wants vs your needs and you’ll be well on. your way to being a frugal human!
8. learn how to bake bread
A really awesome staple food for frugal families is a great tasting loaf of bread. It’s an awesome breakfast or lunch options and a loaf of bread can be made for less than $1. When you make your own bread, you also don’t have any of the added preservatives in the bread which means it’s better for you as well! Here’s an awesome home made bread tutorial for you to try out.
9. plan a staycation
A ton of people have never heard of a staycation, but it’s genuinely my favourite kind of vacation. A staycation is when you take time off work or school and just stay home. You do free things, maybe do a bit of organization, and you relax at home for way cheaper than if you were out at a resort or hotel. Here’s some awesome ideas for planning an awesome staycation!
10. make your own food
I know we just talked about bread, but there are hundreds of other things you can make at home that will be cheaper than buying them at the grocery store. For example, you can make pizza dough for cheap, you can make your own soup, and so much more. This also works with just cooking your own meals at home instead of eating out. It’s important to develop some basic cooking skills if you want to be truly frugal.
11. Avoid Trying to Keep Up With The Joneses
If you’re going to be frugal, it’s important that you avoid keeping up the joneses at all costs. Trying to be like everybody else just because you think it will make you happy is only going to put you in debt and cause you to spend money you don’t have on things you don’t need. Focus on you and what you’re doing, not on what your neighbours are doing.
12. start accepting hand me downs
This one is hard for a lot of people because it’s sometimes hard to ask for hand-me-downs. I know that feeling. I received hand-me-downs from family members a bit as a child and a lot of the time I found it embarrassing. However, hand-me-downs are an amazing way to save money and get great quality items for cheap! This is especially a good tip if you have children since kids seem to grow out of clothing in days sometimes.
13. Use a clothing rack instead the dryer
Dryers are a huge energy sucker and can cost a lot of money to run all the time. Being frugal means that you should start looking for things like a drying rack that can do most of the heavy lifting for you for free instead of costing you electricity!
14. Wash your clothes with cold water
It costs a lot of money to heat water so it’s a really valuable tip for you to start using the cold cycle to save yourself a bit of money when doing laundry. Most laundry detergents have cold water abilities and can be used in both hot and cold so you won’t have an issue there! I know a lot of people think that cold water won’t equal clean, but it does, I’ve noticed my clothes are actually cleaner now than with hot and I’m saving a ton of money.
15. Use dryer balls to save on dryer sheets
Dryer sheets are expensive and are only single use. Using them for your laundry can add up rather quickly and cause you to spend a ton of money. There is an awesome alternative out there by using these reusable dryer balls that remove static as well as cutting down the amount of time it actually takes to dry your clothes.
16. declutter your home
Decluttering your home will save you money in a number of ways. The first, is that when you declutter you’ll often find a ton of things that you forgot you had, meaning you won’t buy them again. You’ll also be able to sell a lot of things and making good money that way. Also, you’ll spend less money on storage for all of your things. It’s really just a win, win, win, win for you!
17. implement no spend weekends
If you decide to start having a once a month no-spend weekend, you can easily save a hundred dollars each month. A no-spend weekend is just a single weekend where you do just that, spend no money. This means you don’t eat out, you don’t buy groceries, you do nothing but free activities using things you already own. It’s an amazing way to grow a savings account easily and quickly if you do it often.
18. unplug things you aren’t using
Did you know that even when you aren’t using things like your TV or computer they continue to suck power and cost you money? This is known as phantom power. You have two options here, get a power bar that you can turn off to save money or unplug things you aren’t using. Both awesome options!
19. Try a clothing swap
An awesome way to get new clothing for both you and all your friends is to host a clothing swap. If you all are similar sizes, that is. You can all bring clothes you don’t want, hang them up around the house and go home with items that your friends no longer love and give them a new home! I’m really excited to try this in the coming months with a few of my friends.
20. stop eating out entirely
If you’re really serious about being more frugal, you won’t be eating out because you can make essentially the same meal at home for way cheaper. If you have a well stocked frugal pantry, it’s time to stop eating out and start cooking at home.
21. get energy efficient lightbulbs
Getting energy efficient lightbulbs is a great way to save money on something that you can’t really avoid. We can’t live in completely darkness! These lightbulbs will save you money by using less electricity and aren’t that expensive to purchase!
22. find free activities
Having a list of free things you can do after work or on the weekend is a great way to keep a frugal household, since you won’t need to be spending money on entertainment. Here’s an awesome list of free activities you can do with your friends and family!
23. cancel monthly subscriptions
Here’s a bit of honestly for ya, I am a sucker for monthly subscriptions. I’m a member for fab fit fun, just fab, fabletics, and a couple others. I know that I can’t keep them all forever, and most months I save money by skipping the month. If you’re trying to be extra frugal, maybe it’s time to cut back on monthly subscriptions!
24. track every penny
Tracking your spending is a crucial part to budgeting and to frugal living as well, it’s important that you know where your money is going and where you want your money to be going. A great way to do this is through the highlighter method because it’s super visual and easy to follow!
25. get your partner on board
A really important part of learning how to live frugally on one income is really learning how to talk to your partner about money without it starting fights. This is a real reason why a ton of couples end up getting divorced, because they never learned how to discuss money things!
Here’s a couple articles to read if you need help in this department:
26. plan your errand days to save gas
If you have 5 errands to run in a single day and 3 of them are close together and the other two are far away, it doesn’t make sense to be going back and forth around town to get it all done. Make sure you’re planning these tasks so you can save the most gasoline (and time) that you can.
27. use containers instead of plastic bags
Plastic bags are expensive and aren’t great for the environment either! Switching from plastic bags to tupperware containers is an awesome way to cut costs without changing too much of your routine.
28. DIY Gifts
You know how people say it’s the thought that counts when talking about gift giving? Imagine if you spent the time to create a gift by hand for your friend or family member. You could make homemade candles, frame a photo, or make handmade cards for your loved ones. They will love it, promise.
29. Buy used
You can find just about anything used online these days, whether it be on eBay, Facebook, or ThredUp. Purchasing things used is a great way to save money on things you’d otherwise pay full price for.
30. Pack a Lunch for Work or School
Saving money is really hard when you’re paying money for lunch each and every day at work or school. With just a few simple purchases (i.e., tupperware and a lunch bag) you can start packing your own lunch and saving $10 every single day.
31. Cut Your own Hair
One thing I’ve started doing for over a year is cutting my own hair. Most of my friends thing I’m crazy, but cutting my own hair saves me around $300 a year. The last professional hair cut I got was in April of 2017. I purchased these awesome hair cutting scissors and never looked back. You can find awesome Youtube tutorials to learn all the skills you need.
32. use public transit as often as possible
If you decide to start living frugally, it’s probably smart to drive less because cars are expensive. Did you know I don’t even have a car? I’m a walker. I walk everywhere, all the time and I don’t even live in a giant city. Anyway, using public transport can save you hundreds each year and you’ll feel good by doing your part for the environment at the same time.
33. Refinish Old Furniture
When I first graduated college I was desperately looking for a way to make a lot of money from home, the first thing I tried was refinishing old wood furniture. If you have a ton of wood furniture that you don’t love the look of, you can take a can of chalk paint to it and completely change up the look. It’s a good way to inexpensively update your home or it’s an awesome side hustle.
34. cut cable
Oh, Cable. Seems like a thing of the past for most of us. However, there are still people out there who are using cable for their main source of television entertainment. If you’re looking to save a few bucks a month, you can cut the cord and try out services like Amazon prime video to save a bit of money.
35. If It’s broke, youtube it!
One thing I’ve started doing as an adult is trying to fix things like plumbing on my own. It’s not the easiest thing to do, but it’s the absolute best time to learn it because Youtube exists! You can essentially find a fix for anything on Youtube and have an awesome expert walk you through the entire thing step by step.
36. cut out single use products
One thing that I’ve noticed a lot of frugal living bloggers are very against is single use products like straws, paper towel, etc. These items are used once and then thrown away which means they end up in land fills and are also horrible for the environment. There are tons of multi-use alternatives for these products that you can purchase and never have to buy them again!
For example, here are some awesome reusable straws you can get online!
And, if you’re super frugal you can even start using dish cloths and old rags as toilet paper… I’m definitely not ready to be that thrifty.
37. make your own cleaning products
Making your own cleaning products is not only economically smart but it’s also better for your health. Most cleaning products that were using every day are filled with unhealthy chemicals that are harming ourselves and our children and pets! You can make your own at home and feel better about yourself for doing it. Here’s a recipe for a DIY all-purpose cleaner!
38. make your own soap
Let’s be real, none of us want to be stinky. Being stinky isn’t cute. So we can’t really cut out body wash and other related toiletry items. This is when you can start learning how to make your own soaps at home for cheap. You can usually make up to a years worth of soap at one time if you store it properly and it can save you hundreds of dollars a year.
39. sell things you don’t need in Facebook Marketplace
If you start realizing that you’re being overcrowded with things you don’t actually need, it may be time to start selling your old things. One of my favourite places to sell the things I don’t need is Facebook Marketplace because there’s no shipping to pay, and someone will take it off my hands that day. I suggest you check it out if you have things to sell that you’d like gone in a timely manner.
40. look for support in Facebook Groups
If you ever find yourself struggling to continue on this frugal living journey, you need to find people to help you get through it. A lot of the time your family and friends won’t really understand why you’re doing it, so it’s a great idea to turn to Facebook groups and other likeminded people to really get the help you need and to answer questions!
41. cut out bad habits
A lot of us have bad habits (i.e., smoking, drinking, etc.) that are costing us hundreds of dollars a month and we could reach our financial goals so much quicker if we were to cut out these bad habits. If you have a vice that you think you could cut out, why not try? It might end up putting you in an insanely good financial place!
42. Try Couponing
This past weekend I spent around 2 hours watching extreme couponing and I was insanely fascinated. Since I live in Canada, it’s much more difficult to be an extreme couponer but if it were possible, I would be one!
You can double up on coupons at a ton of popular grocery chains, which can save you hundreds (if not thousands) of dollars each year.
43. Cook in Bulk and Freeze
If you know you’re going to have a particularly busy couple of weeks coming up, it’s important that you prepare. You can cook your meals in bulk and freeze them instead of buying fast food and wasting your money.
44. Try Cheap Date Nights
Going out on dates doesn’t mean that you need to spend hundreds of dollars on an expensive meal. You can find cheap ways to show your partner that you love them, like going for a walk, or having a picnic.
45. try a spending freeze
If you find yourself spending too much money, it may be a good time for you to test out a spending freeze. This is when you don’t spend any money (except bills) for an extended period of time. You could do a no spend month, or even a no spend year.
46. Try a Capsule Wardrobe
There’s this awesome trend of people downsizing their closets in order to save them time, money, and stress when choosing their clothing. It’s all about a capsule wardrobe where you can wear any single piece with every other piece in your closet. This allows you to have higher quality pieces instead of participating in fast fashion and throwing away ripped clothing all the darn time!
47. Pack ahead for road trips
When you’re going on a road trip, it’s easy to spend a LOT of money on snacks and meals and it can add up fast. Next time you have a road trip, try planning and packing all of your meals, snacks, and drinks ahead of time to save yourself a few bucks here and there.
48. use cloth diapers
If you’ve got babies in the house a great way to save money is to use cloth diapers instead of purchasing disposable diapers every couple weeks. Babies make a lot of poo, so it’s important to know that you’ll get pretty personal with your babies’ poo. Okay, I’ve said poo enough.
49. stockpile staple foods
When items like beans, rice, etc are on sale you can start a stockpile to get you through the harder times. You can also have a stockpile of essential bathroom items that you purchase when they go on sale.
50. build up an emergency fund
Having an emergency fund is the best way to prepare for any financial situation. It helps you avoid using credit and keeps you ahead of the curve! Learn more about emergency funds here.
51. don’t use credit cards
Being frugal means not spending money on unnecessary things, and I’d say that paying interest on purchases is pretty unnecessary. Unless you’re using credit cards intelligently, it’s not smart to be using them at all.
52. Eat Less Meat
Meat is usually the most expensive thing in a meal and meat costs can add up rather quickly. If you start having a meatless meal at least once a week, you’ll find that you can save a ton of money on groceries each week.
53. pay down your debts
Having debt can get rather expensive and can eat into your frugal budget, so it’s important that you start paying off your debt as quickly as possible. This may be really hard when you are living on a single income, but even some progress is good progress.
54. start building a frugal pantry
Having a frugal pantry is going to get you through the times when money is tight and you aren’t able to make lavish meals filled with interesting flavours. You can learn all about building a frugal pantry here!
55. downsize to one vehicle
If you’re going to decide to start living on a single income, it may be time to downsize to a single vehicle. Having two vehicles often means two payments (hopefully not, but most people have car payments these days) and two sets of insurance and two tanks of gas. If you’re seriously going to be frugal on a single income, it’s time to think about downsizing to a single vehicle. Saving you hundreds of dollars a month.
56. shop at the thrift store
Thrift shopping is an amazing way to save money on really good quality items. Most things you’ll find at a thrift store have stood the test of time and aren’t going to fall apart quickly or they would’ve already ended up in the trash. You can find really great pieces at local thrift stores or on websites like ThredUp.
57. Buy your snacks in bulk
Purchasing snack foods when you are out and about can get expensive and it does so quickly. Convenience foods are rather expensive and they aren’t something that you need to be buying. You can easily buy things like pretzels and almonds in bulk and use small tupperware containers to store them in your cupboards or in your car!
58. get a deep freezer
If you plan on being really frugal, having a deep freezer is just part of the process. It’s pretty hard to keep stocked up on frozen meals and crockpot dinners if you just have the freezer from your refrigerator. It also helps so you can buy meat that’s on sale and not waste any of it!
59. try bartering or trading for services
I know this seems like a rather old fashioned frugal living tip, however a lot of people are still willing to barter or trade for services that they give. This will be especially successful if it’s a friend or family member who is willing to do the service. Do you know a plumber who needs babysitting? There you go, perfect trade!
60. Stock Up When Things Are on Sale
When things like rice, beans, or canned vegetables are having a deep discounted sale, it’s time for you to start stocking up. Chances are you’re going to experience some kind of financial trouble and these items can come in handy rather quickly.
61. Eat Seasonal Foods
Eating foods that are in season is an awesome way to save a lot of money on groceries. For example, if you purchase a watermelon when they’re in season they’re usually rather inexpensive, but if you buy a watermelon in January, they’re at least $5-10 for a small one (at least where I live). Avoid buying foods that are out of season and save yourself a few dollars.
62. downsize your home
A big thing that people seem to be doing these days is buying too much home. I’ve seen families of 4 (2 parents, 2 kids) with a 5 bedroom house. Why? No idea. These people end up being house poor and are never truly able to catch up. A great way to live more frugally is to downsize your home and start living more modestly. Extra bedrooms just take up space and require more furniture!
63. use ebates when shopping online
If you need to make an online purchase, you must be using Ebates to get cash back. Ebates has seriously every single website I shop on and I’ve earned hundreds of dollars in cash back over the years. The service is completely free to use and is totally cool, check it out!
64. Adjust your thermostat
To be a truly frugal household, you must put on sweaters and turn down your thermostat. Growing up, my mother always made sure that I put on 10 articles of clothing before she’d turn on the heat. It worked well, and she saved a ton. Start putting on (or taking off clothes, depending on the weather) to save money on heat and air conditioning.
65. grocery shop with checkout 51
Since we can’t get away from buying groceries, it’s a really awesome idea to start using money saving apps like Checkout 51 to get cash back or sales on products you’re already going to buy.
66. have a meal plan
Meal planning is the best thing I ever did for my grocery budget. When I would grocery shop before it would be a disaster, I would put random things in my cart, and usually end up throwing away half of them! Shenanigans. Now, I use this awesome company called $5 Meal Plan to help me plan meals that I will actually enjoy without breaking the bank. You can get a free meal plan and grocery list for only $5 a month, it’s a really cool service that I actually use. Try it for free!
67. ask for practical gifts
If you need a new blender and the holidays are upon you, ask for one! There is absolutely no shame in asking for a gift that you’ll actually use instead of getting a gift that will just take up space and cause you more stress. Ever since I turned 20 I’ve been asking for things I can actually use and actually need, for example, the laptop I use for work was a joint gift from my parents that I helped pay for last Christmas.
68. try minimalism
Trying a minimalist lifestyle is an amazing way to start living more consciously and spending less money on things that don’t actually matter. I will say that minimalism is much harder when you have children because they need a lot fo things, but it is still possible. If you want to be frugal and downsize your stuff, give minimalism a try!
69. compare prices
When purchasing anything over $20 I believe it’s vastly important for you to compare prices and make sure you’re getting the absolute best deal for that item. You can do this online especially! You don’t want to spend money that you don’t need to spend just because you didn’t do your research.
70. try swagbucks to earn a bit of cash
Swagbucks is an awesome way to earn free money by watching videos, browsing the web, and doing simple surveys. You can redeem swagbucks for cash or gift cards and it’s a simple and fun way to earn a bit of money on the side!
Over the years I’ve noticed that regifting has gotten a bad reputation, and I totally understand why. It does seem like a pretty rude thing to do, however, there is no point in keeping a bunch of stuff that you just don’t want or need. Regifting unwanted presents can free up space in your home and save you money on purchasing gifts. Please just make sure you don’t give it to the same person who gave it to you.
72. pay all bills on time and in full
Not only is paying all of. your bills on. time a great way to organize your budget and be a true adult, but it’s also a great way. to save money. If you aren’t paying your bills on time and in full, chances are you’re paying the occasional late fee which can add up to a hefty amount of money by the end of the year. If you’re truly trying to be frugal, it’s a great idea to make sure you’re always paying your bills before they’re due.
73. pay bills online
Recently, I read an article that stated a bunch of people are still paying their bills by mail. Now, I don’t personally know anyone who does this, but it’s a thing. If you’re one of these people, I suggest you start paying your bills online so you can save on postage and ensure that your money gets there on time and in full!
74. buy gifts early
No matter what, things like Christmas and birthdays are going to come. They happen on the same day each year so why not start to really plan for them?
If you know exactly what you want to buy for a friend or family member, why not buy that item 3 months early when it’s on clearance or out of season so it’s a lot cheaper? It’s a great way to be prepared while also being able to save a whole bunch of money.
75. switch to a no fee bank
One of the least frugal things you can do. is paying bank fees each month. Before I started this blog I was paying $15 a month just to use my own money, how silly? Then I discovered the awesome Canadian bank Tangerine that I now use and I’ve never paid them penny.
If you’re Canadian, I highly suggest you check out Tangerine and use the orange code 50681730S1 to get $50 FREE when you deposit your first $100.
Anyway, there is no point to paying over $10 a month to a bank that already makes millions each year. No matter where you are, you can find a seriously awesome free online bank!
76. use the library
One thing that I can never give up is books. I’m a huge reader. The issue with reading is that buying books new can be extremely expensive and. most books only get read once. I recently discovered that along with paper books, you can also get ebooks for a kindle on most library websites. You can save hundreds of dollars a year if your a big reader like I am by getting a (usually free) library card.
Well, that was one long article. If you made it this far, thank you and congrats haha. I really hope this post could help you to learn how to live frugally on one income and give you some great ideas for how you can save money in really simple ways.
Anything I may have missed? Let me know in the comments!