Get Out of Debt, Make Money

10 Ways to Make Quick Cash Without Going Into Debt!

Every once in a while there is an event in our lives that cause us to need some quick cash. Usually, this is going to happen to a person who doesn’t have an emergency fund saved up or someone who is living paycheck to paycheck.

I’ve seen a lot of blog posts about this topic that tells people to go into more debt. Their ideas are to get a new credit card, take out a line of credit, or other stupid things. Why are these stupid? Because they aren’t solving the problem. They’re adding to the debt pile you already have.

Making quick cash isn’t always easy but I’m here to show you 10 easy ways you can make cash quickly and avoid going into more debt. 

10 Ways to Make Quick Cash

Sell Stuff on Facebook Marketplace

Facebook Marketplace is a perfect way to try and sell unwanted or unneeded stuff that’s in your home. It enables you to sell things to people in your area without having to leave your home or ship anything out.

If you have junk hiding in your closet or your basement that is still in good condition that you just don’t want, it’s a perfect candidate for FB marketplace! All you need to do is put up a decent picture of the item, with the price and a description and wait for someone to message you. They’ll usually come pick it up from you meaning you don’t have to do anything but open the door. 

You can sell anything on FB marketplace so you’ll really have options here to go through everything you own. The best thing about FB marketplace is that selling things you own means instant cash. No taxes. No waiting 2 weeks for a paycheck! Woot!

Get a Part-Time Job

If you’re the type of person that needs long-term extra income, you may want to look into getting a part-time job. Although you’ll have to wait at least 2 weeks after being hired to get the income, at least you’ll know it’s coming soon and you can plan accordingly.

The best idea for a part-time job is some kind of server situation. Anywhere where you can make tips for doing a good job is going to be the most beneficial and cause you to work the hardest!

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Do Small Jobs for Your Neighbours 

I don’t know about your neighbourhood, but I’m surrounded by the elderly. My area was built about 40 years ago and there are a handful of people who have lived here the entire time! The best thing about living near older people is that they’re usually willing to pay people to do everyday tasks for them!

These tasks could be anything from mowing the lawn, shovelling snow, raking the leaves, washing their car, emptying their eavestroughs… honestly anything. If you’re an able-bodied person who needs a couple of bucks quick, befriend your neighbours!

Freelance on Kijiji/Craigslist

This is going to go along with the small jobs for neighbours from above. You can offer the exact same kinds of services online on Craigslist or Kijiji and ask for even more money. If you were to make yourself a little logo with your name and fake that you have a company, people will eat that up!

This will probably be a bit less awkward than asking your neighbours because you won’t have to actually go and ask them to let you do things for them. People will come looking for you.

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House/Dog/BabySit

I’ve talked about how easy it is to make money baby/house/dog sitting before. People need help when they go on vacations or date night. Put your house/baby/dog sitting ads up on craigslist, Kijiji, etc. or go for a more corporate view with a website called care.com.

Care is a website that allows people to sign up and create a profile to apply for babysitting or pet sitting jobs. This allows for a bit more credibility when applying for jobs from total strangers.

Roll Your Loose Change

Every person I know has some kind of change jar sitting in their home. You go shopping a few times and you end up with a few dollars and throw it in the jar.

For a lot of people, this ends up being at least $100! That’s quite a bit of money for some loose change. I used to work at a popular Canadian coffee chain called Tim Hortons and always came home with tons of tip change. This was a rare case for most people but I’d usually net about $300 a month in loose change! Pretty awesome if you ask me.

Go to the dollar store, buy an assorted bag of coin rollers and get rolling!

Bonus Tip: if you have kids it’s a lot of fun to get them into the sorting of money process and teaches them what coins are worth what! 

Offer Online Services on Fiverr

Fiverr is an online marketplace for online talents. Are you a graphic designer? Can you design a website? Make a funny video? Sing a song? There are so many different things that you can offer on Fiverr.

Search things that you’re able to do, see what other people are charging, and put yourself out there. You never know how much you could make.

Teach Music Lessons/Tutor

Do you have a talent? Is it a teachable talent? Then teach it. Go teach guitar lessons to 5-year-olds that want to be a rockstar. or piano to some future fancy pants!

Are you smart? Do you have a degree in a subject that’s taught in a high school class? You could easily put yourself out there and tutor high school kids in your given subject. Tutors can ask for upwards of $30 an hour.

Have a Garage Sale

If something like FB marketplace isn’t for you, why not have a traditional garage sale? Garage sales are a good way to make a $100+ dollars in one weekend.

Don’t have inventory? Ask your social circle. If your friends/family know you’re struggling for money they’ll be more than happy to clean out their attics and basements to help you make some money off stuff they don’t even want.

The only thing you’ll need to buy for a garage sale is stickers and signs and that’s a low investment that you can make at the dollar store.

Flip Stuff for Profit

This is literally the exact opposite of having a garage sale. To flip things for a profit you’ll want to go to garage sales or to thrift stores like goodwill and find decent quality items that you can sell for more than you paid. You can do this online on eBay or FB marketplace, or you can do this at a garage sale of your own!

Go to a garage sale, pay pennies for an item, sell it for dollars. This may not be “quick cash” but you can make a decent amount of money if you find some good stuff.

Final Thoughts

I really hope you found some value in these 10 ways to make money fast. Please, if you do more research on other ideas, don’t trust the people that tell you to go into more debt. Don’t open new accounts to get the deposit bonuses, don’t get a new credit card. Just don’t dig yourself a deeper hole than you’re already in. Just because you can get access to a credit card doesn’t mean that it’s “quick cash”. It isn’t your money.

Leave me a comment if you have any other ideas you’d like to share of ways to make a couple hundred bucks quickly!

Hey! My name is Taylor O’Halloran and I’m a huge fan of saving money any way I can.I’m obsessed with dogs and I love all kinds of cheese even though my stomach hates it.  I’m a recent university graduate who just wanted to do her own thing and see what happens! Follow me on the journey!

Taylor O'Halloran

Hey! My name is Taylor O'Halloran and I'm a huge fan of saving money any way I can.I'm obsessed with dogs and I love all kinds of cheese even though my stomach hates it.  I'm a recent university graduate who just wanted to do her own thing and see what happens! Follow me on the journey!

6 Comments

  1. These are all such great ideas! I sell stuff on FB all the time! It’s been a long time since I’ve cashed in my loose change; I need to do that!

    1. notquiteanadultbiz@gmail.com says:

      I’ve always collected my change in a jar and whenever I need something that isn’t in the budget I cash that stuff in! It’s worked wonders for me 🙂 thanks for reading

  2. These are great ideas! I will definitely have to put some of these into action before the holidays!

    1. notquiteanadultbiz@gmail.com says:

      It’s the perfect time to try!

  3. These are all great ideas! I’m always looking for ways to make some extra cash (what college student isn’t?) The best way that I’ve found to make money is to tutor, but I might have to try a couple of these out.

    1. notquiteanadultbiz@gmail.com says:

      I was never good enough in Uni to tutor so I had to find other ways to make some quick bucks haha! Goodluck!

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