Starting to build an emergency fund is one of the best things you can do for your finances. Having an emergency fund is an awesome way to save money, use less credit, and be prepared for those nasty unexpected expenses that creep up at the worst possible times.
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A credit score is an important tool that will affect many of the decisions you make throughout your life. Learning how to build credit at 18 is an awesome first step toward a better financial future.
For a lot of people a traditional budget can manage to cover their everyday expenses but they end up with no savings in the bank. A great option to combat this is to use the backwards budgeting method or paying yourself first.
Traditional budgeting methods often don’t work for people who are living paycheque to paycheque and this is where the half payment budget method comes in handy. On Not Quite an Adult, we’ve discussed numerous ways to handle your budget and each option works for different people.
Let’s be real, spending money is fun. Being able to buy things that you see in a store right that minute can give you a crazy rush of momentary happiness that feels so good. However, that feeling fades fast. That’s why I’ve started using the 30 Day Rule to control my impulse spending.