10 Things You Should Never Buy | 10 Things You Should Stop Buy To Save Money | how to save money by not making silly purchases | how to save money, live frugally, frugal living tips and tricks. #frugal #frugalliving #savemoney #save #money #finance #familyfinance

10 Items to STOP Buying to SAVE You Money!


Saving more is a lot easier than most people think. It is totally possible to save hundreds of dollars a year just by cutting silly thing out of your monthly budget. People often don’t think of their habits when they’re trying to pay off debt and save money, and that’s the best place to start!

If you’re able to implement even just a few of these budget cuts, you’ll be able to save so much money which means you can work towards your goals a whole lot faster. So, let’s discuss 10 items you should stop buying in order to help you save money and build wealth.


Items To Stop Buying To Save Money

#1 – Books & Magazines

I don’t want this section to be misinterpreted. I would never tell a person to stop reading. Reading is one of the most important things for personal and professional development and it can help people grow into who they want to be.

What I am suggesting is that you stop buying books full price. Most books that are $20-$30 at the book store now will be at garage sales and thrift stores in a years time.

Another option is to purchase books on a Kindle. When you buy books on a kindle you usually pay about half price because the publisher doesn’t have to pay for printing, paper, distribution, or sales! If you don’t own a Kindle, you can even download the app on your smartphone. You may not get a new book smell, but you’ll save a ton of money.


#2 – Paper Towels

Paper towels and paper napkins are literally you just throwing money away after ever use. You may as well just wave goodbye to your money every time you buy them!

Most of us (I hope) have a linen closet filled with tea towels and dish cloths that you can use instead of paper towels and just wash afterward! Which will save you a bunch of money in the long run.


#3 – Gym Membership

I’m pretty sure half of the people who have a gym membership never use it. I’ve been guilty of this for months at a time! Just having the membership doesn’t motivate you to start working out. If you never use your membership, just cancel it! There isn’t a point in keeping a monthly membership if you aren’t 100% committed to actually using it.

There are a ton of things you can do outside or at home for fitness! You can run, play sports, or do body weight workouts. You can find a ton of different workouts to do on Pinterest.


#4 – Brand Name Food

Almost every brand name food in your cupboard has a no-name dupe that you could find for way cheaper and most of the time the quality is the exact same. So many people see their food as a bit of a status symbol and they don’t think they should buy cheaper food because they are “better than that”.

The truth is, it’s all the same. There are a ton of companies that make the exact same product and make two different packages. One for their more expensive brand name, and one for a no name brand! Silly, right? At least give no-name food a try!


#5 – Fancy Coffee Drinks

I know, I know. There’s a ton of articles out there recently with titles like “Starbucks and avocado toast are the reason millennials aren’t buying homes”. Personally, I think that’s a little extreme but there is no point in spending $5 a day on coffee.

This is the best first place to cut your budget because it’s something you can easily make at home for less than $1 a day. You can also make a lot of Starbucks drinks at home!


#6 – Small Bottles of Essentials

Have you ever found yourself running out of shampoo every other week? It’s so so annoying to have to go to the store all the time to buy the same things that are necessities. These items include things like shampoo, conditioner, body wash, dish soap, etc.

If you start buying these items in bulk, you’ll be able to have them for longer periods of time! THere’s a chance that all your favourite products are available somewhere in bulk!


#7 – Brand Name Cleaning Supplies

Companies spend millions of dollars to advertise to their consumer and brainwash into thinking we need things we don’t really need. This goes along with all brand name items. I swear companies have managed to convince me that just because something is more expensive, it will work better.

There are so many wonderful cleaning supplies that can be purchased at dollar stores or other discount stores for less than half the price and they do the same thing! All cleaning products have the same kinds of chemicals in them and they do the same job!


#8 – Individually Packaged Food

When I was in school I had a horrible habit of buying individually packaged almonds to bring to class. They were always so expensive and I only bought them before class because they were convenient.

I should have known that I can buy all these products in larger packages and just getting some reusable containers and making my own packaged snacks!

#9 – Manicures & Hair Cuts

I’ll admit, I’m the type of girl who needs to have her nails painted at all times. However, I’ve found ways around spending money on a fancy manicure! I’m a huge fan of doing an at home manicure with my favourite nail polish and getting pretty much the same result I would at a salon.

The same thing applies with hair cuts! I started cutting my own hair last year because I wanted to give myself trims once in a while without having to talk to a human while their hands are on my head and I’ve never looked back.


#10 – Fancy Pens & Stationary

As a business owner, I find myself on websites like Etsy looking at stickers and stationary or looking at the newest version of the happy planner. I’m obsessed with stationary but I’ve recently learned that I can find all sorts of awesome stationary items at my local dollar store instead of spending extra money on amazon, or etsy!


Are you in debt or trying your best to save extra money this month? Learn 10 items that you should stop buying to start saving you more money every day. Get out of debt and make more money! #savemoney #makemoney #getoutofdeb #money #finance


Final Thoughts

really hope this list was able to put some of your purchase into perspective and help you think about what you need and what you want. Needs and wants are two very different things and this is something it takes people a while to figure out.

As always, feel free to leave me a comment with anything you think I may have missed so everybody can see your unnecessary items!

Thanks for reading,

xo Taylor  


Taylor O'Halloran

Hey! My name is Taylor O'Halloran and I'm a huge fan of saving money any way I can.I'm obsessed with dogs and I love all kinds of cheese even though my stomach hates it.  I'm a recent university graduate who just wanted to do her own thing and see what happens! Follow me on the journey!


  1. Paulette says:

    I hardly ever go to the library since I got my kindle fire. I can download 1000s of books from library’s ebook site and there’s lots of free book downloads on the web. And no overdue fines!

    1. Taylor O'Halloran says:

      Kindles are so awesome!

  2. Marcy says:

    I had 2 gym memberships (yea….don’t ask). I cancelled the more expensive one and saved $90 a month. I am keeping the other one. I figure $20 a month for me and my daughter will help keep us healthy and sane.

    1. Taylor O'Halloran says:

      $20 is totally reasonable!! The fact that some of them can be $100 a month is just insane!
      Thanks for reading !

  3. YES! Yes to all of these!! <3 I wish more people utilized the local libraries!!

    1. notquiteanadultbiz@gmail.com says:

      It’s so sad to me that libraries all over have to close because people don’t use them!

  4. These are certainly some great and helpful tips. Although personally, I won’t workout unless I have a gym membership. Plus, now that I have two kids, I need the daycare center!

    1. notquiteanadultbiz@gmail.com says:

      It’s all about how it fits into your life. If it’s something you need to be able to work out, then it’s a necessity in your budget! However, for most people, they never go! Just a waste.

  5. Great suggestions, especially not buying books. We still frequent our local library, something comforting in that.

    1. notquiteanadultbiz@gmail.com says:

      Library books are the best! You can get so much good stuff at the library too!

  6. This is a great list!! We buy everything on sale lol or at Aldi. I was buying like a smoothie amost everyday at Tropical Smoothie Cafe and I just knew I had to stop that. It’s like buying coffee everyday at Starbucks. So I started making my own smoothies at home lol

    1. notquiteanadultbiz@gmail.com says:

      Making smoothies at home usually taste better too! Thanks for reading 🙂

  7. Such a great list! I always feel unnecessary spending occurs , mostly out of habit and convenience. Thank you pointing out some areas to help with that.

    1. notquiteanadultbiz@gmail.com says:

      Convenience is the worst thing for finances! Those impulse buys can really add up! Thanks for reading 🙂

  8. Thanks for sharing your tips! I have to admit it. I’m quit old school and still love to get paper books. I just love the smell of both new or old books and sometimes the story behind them.

    1. notquiteanadultbiz@gmail.com says:

      I find I love the smell of old books so much more so I’d rather browse through a used book store and find a couple gems! Books are the best.

  9. This is a nice list! We use a lot of cloth products in place of paper and I don’t ever get coffees or haircuts or manicures, etc. because I just do it all myself. I do have a few magazine subscriptions but I NEVER pay full price for them. Most of them I got free or for a dollar or two. I do buy a lot of used books online because we live in a small town and our library is sorely lacking.

    1. notquiteanadultbiz@gmail.com says:

      Used books are still cheaper than new ones! Nice work 🙂

  10. It has been two years and I have only got books from my library. Safe to say I have saved over $1000 as I am a ferocious reader. I could be better in the other areas though. Thanks for the reminder.

    ❥ tanvii.com

    1. notquiteanadultbiz@gmail.com says:

      Haha I’ve never heard someone call themselves a ferocious reader, I like it. Thank you so much for reading! ☺️

  11. Coffee, gym membership and branded items are huge money drains and they are out of my budget also. I also love my local library!

    1. notquiteanadultbiz@gmail.com says:

      If you’ve been able to remove those items I’m sure you’re doing great! Thanks for reading 🙂

  12. Love this list! I’ve spent way too much in my lifetime on the Bux.
    Library cards are also a good way to save up on book costs!! They’re free and most municipalities have apps with ebook download links!

    1. notquiteanadultbiz@gmail.com says:

      That’s a good tip! I should really look into the local library for that kind of stuff! Thanks for reading 🙂

  13. just say no to gym memberships and fancy coffee! these two items alone are ridiculous. thank you for spreading the word on being money smart!

    1. notquiteanadultbiz@gmail.com says:

      Exactly! That can be $100 a month easy!

  14. Honestly, there are so many discount booksellers like Book Outlet or Book Depositary that I don’t know how anyone is still paying full price for books these days. I’m not a fan of ebooks. So, I’m definitely one of those people who buys the hardcopy. However, I refuse to break the bank doing so.

    1. notquiteanadultbiz@gmail.com says:

      That’s a good way to do it also. I’ve even heard of groups of people splitting the cost of an expensive one and sharing it. Always ways around paying full price!

  15. Those are some great ideas. It’s funny how easy it can be to just let money slip through our hands at time. I have a gym membership I need to cancel this week! Thanks for sharing!

    1. notquiteanadultbiz@gmail.com says:

      The only reason I keep my membership is that my mom pays for it because I make her go when I have one haha. If I had to pay for it I’d cancel it right away!

  16. Samantha Carter says:

    You know I love reading, so I started getting all my books at my local library…it’s been awesome haha

    1. notquiteanadultbiz@gmail.com says:

      When I was in highschool I had a huge bookshelf, one day I got annoyed by the lack of space I had to live, sold all the books and got a kindle. Never looked back! Library’s are so great too!

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