Finance, Save Money

10 Items to STOP Buying to SAVE You Money!


Saving money is a lot easier than most people think. It’s possible to save hundreds of dollars a year just by cutting silly things out of your budget! We often don’t think of their habits when they’re trying to pay off debt and save money when that’s where we should start. 

If you’re able to implement even just a couple of these you’ll be able to save so much money and work toward your goals so much faster! So, let’s discuss the 10 items you should stop buying in order to help you save money and build wealth. 

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Books & Magazines 

I don’t want this section to be misinterpreted, I would never tell people to stop reading. Reading is one of the most important things for personal and professional development and can help people grow into who they need to be. I would never suggest that you stop reading! 

The thing that I am suggesting is that you stop buying books full price. There is never a reason why you need to go buy a brand new book for $20-$50 that you could get at a yard sale or a used bookstore in 2 years time. Times change quickly but good books stay good forever.

Another option is to purchase these books on a Kindle! Kindle books are half the price because the publisher doesn’t have to pay for printing, paper, distribution, and sales! If you don’t own a Kindle, you can use your smartphone. There’s an app for both iOS and Android to have Kindle books for free. You may not get that wonderful new book smell but you will save yourself loads of cash. 


Paper Towels 

Paper towels and napkins are literally you just throwing away money after every use. You may as well just wave goodbye to your money when you buy them. I’m going to assume that you have some kind of tea towels and cloths in your linen closet. This means there is no reason why you should need to use a roll of paper towel every few days. 

It’s okay to have paper towel in the house for those really gross jobs that you just can’t fathom using a regular cloth for, just try not to do everything with a paper towel. 


Gym Membership

I’m pretty sure half of people who have a gym membership never use them, myself included. I go for a week a month and then lose my motivation and “forget” to go back. Thankfully, I don’t have to pay for my membership so I keep it. Just having the membership isn’t going to motivate you to start working out. If you don’t use the membership, cancel it. There really isn’t a point in keeping a gym membership unless you’re 100% motivated and committed to going all the time. 

There are so many things you can do outside or at home for fitness. You can run, play sports, do bodyweight workouts. You can find so many different workouts to do at home on Pinterest


Brand-Name Food

Almost every brand name food in your cupboard has a no-name dupe that you could find for way cheaper and the quality is pretty much the same. So many people see their food as somewhat of a status symbol and they don’t think they should buy cheaper food because they are “better than that”. 

The truth is, it’s all the same. Chances are the food has most of the same ingredients and doesn’t have much of a flavour difference. People just think it’s better because it has better packaging and makes you feel good about yourself. Nah, kick that fancy food to the curb until you’re out of debt and doing better financially. 


Fancy Coffee Drinks

I know I know. So many websites are putting up posts saying “Starbucks coffee is why millennials aren’t buying homes”. I think that’s a little extreme, the housing market and the lack of affordable housing is why that happens. However, Starbucks is overpriced. I swear anytime I walk by someone who’s complaining about money while holding a Starbucks coffee, I just want to scream. 

There is never a reason to spend $5+ a day on a coffee. It kills me, even more, when people are spending this much money every single day and not even getting a caffeinated drink! What’s the point? Haha. This is something you can easily downsize in your weekly budget. Go to a cheaper coffee shop, find a coffee recipe on Pinterest and make a Starbucks dupe at home! 


Small Bottles of Essentials 

Do you ever find yourself running out of shampoo every other week? It’s so so so annoying to have to go to the store all the time to buy the same things that are necessities. I often find myself annoyed because I bought a smaller bottle of shampoo/conditioner that only lasted a week and it just runs out so fast!

If you start buying these items in bulk you’ll be able to have them for longer periods of time! There’s a change that all of your favourite products are available somewhere in bulk, even if you have to search for them online. This can include your shampoo & conditioner, body wash, face cleansers, dish soap, etc. 


Brand Name Cleaning Supplies 

Companies spend millions of dollars to advertise to their consumer and to brainwash us into thinking we need things we don’t need. This goes along with brand name items! I swear companies have convinced me that just because the bottle of spray bleach costs more money and has a nicer label it’s going to work better. This isn’t true

There are so many wonderful cleaning supplies that can be purchased at dollar stores or other types of discount stores for less than half the price and they do the exact same thing. All cleaning products have most of the same chemicals in them! You can start buying bougie cleaning products when you’re out of debt and not worrying about money anymore! 


Individually Packaged Food

When I was in University I had a horrible habit of buying individually packaged almonds and other trail mix items. They were always too damn expensive and I only bought them for the convenience factor. These products are all available at bulk stores for a fraction of the price. If you think of the things you buy in terms of quantity for the price you’re going to find that bulk is always better! 

The best thing you can do for your wallet is to buy some good quality Tupperware containers for these kinds of items. This will not only save you money by buying individual products, but you’ll also be helping out the environment! 


Manicures & Hair Cuts 

I’m the type of girl that needs to have her nails painted at all times. I love me a good manicure but 99.9% of the time it just isn’t in my budget. It’s something that I love but it’s the first thing I cut out. When you think about paying $25+ just to have someone paint your nails for you when you can get all the tools for 50 manicures for that same price at the drug store. 

Expensive haircuts are another thing that needs to be reevaluated when you’re thinking about your budget and saving money. It isn’t always fiscally responsible for you to spend a couple hundred bucks to stay up with the hair trends. There are so many good stylists at cheaper salons where you can get the exact same thing done! 


Fancy Pens & Stationary 

things to stop buying Beautiful planner and flowers and pens that you don't need to buy to get out of debt

As a business owner, I find myself always on websites like looking at unnecessary planners and pens and stickers and things I just DO NOT need. Yes, they’re beautiful. No, they aren’t necessary! It took me a really long time to realize that that $15 pack of pens is going to die just as fast as the $2 pack from the dollar store! Everything you could possibly need for school or home can be found at a cheaper price. No need to splurge. 

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I really hope this list was able to put some of your purchase into perspective and help you really think about what you need and what you want. Needs and wants are two very different things and this is something it takes people a while to figure out. As always, feel free to leave me a comment with anything you think I may have missed and it may appear in a list in the future! 

Thanks so much for reading, 

xo Taylor

10 items to stop buying to save you money

Hey! My name is Taylor O’Halloran and I’m a huge fan of saving money any way I can.I’m obsessed with dogs and I love all kinds of cheese even though my stomach hates it.  I’m a recent university graduate who just wanted to do her own thing and see what happens! Follow me on the journey!

Taylor O'Halloran

Hey! My name is Taylor O'Halloran and I'm a huge fan of saving money any way I can.I'm obsessed with dogs and I love all kinds of cheese even though my stomach hates it.  I'm a recent university graduate who just wanted to do her own thing and see what happens! Follow me on the journey!


  1. Marcy says:

    I had 2 gym memberships (yea….don’t ask). I cancelled the more expensive one and saved $90 a month. I am keeping the other one. I figure $20 a month for me and my daughter will help keep us healthy and sane.

    1. Taylor O'Halloran says:

      $20 is totally reasonable!! The fact that some of them can be $100 a month is just insane!
      Thanks for reading !

  2. YES! Yes to all of these!! <3 I wish more people utilized the local libraries!!

    1. says:

      It’s so sad to me that libraries all over have to close because people don’t use them!

  3. These are certainly some great and helpful tips. Although personally, I won’t workout unless I have a gym membership. Plus, now that I have two kids, I need the daycare center!

    1. says:

      It’s all about how it fits into your life. If it’s something you need to be able to work out, then it’s a necessity in your budget! However, for most people, they never go! Just a waste.

  4. Great suggestions, especially not buying books. We still frequent our local library, something comforting in that.

    1. says:

      Library books are the best! You can get so much good stuff at the library too!

  5. This is a great list!! We buy everything on sale lol or at Aldi. I was buying like a smoothie amost everyday at Tropical Smoothie Cafe and I just knew I had to stop that. It’s like buying coffee everyday at Starbucks. So I started making my own smoothies at home lol

    1. says:

      Making smoothies at home usually taste better too! Thanks for reading 🙂

  6. Such a great list! I always feel unnecessary spending occurs , mostly out of habit and convenience. Thank you pointing out some areas to help with that.

    1. says:

      Convenience is the worst thing for finances! Those impulse buys can really add up! Thanks for reading 🙂

  7. Thanks for sharing your tips! I have to admit it. I’m quit old school and still love to get paper books. I just love the smell of both new or old books and sometimes the story behind them.

    1. says:

      I find I love the smell of old books so much more so I’d rather browse through a used book store and find a couple gems! Books are the best.

  8. This is a nice list! We use a lot of cloth products in place of paper and I don’t ever get coffees or haircuts or manicures, etc. because I just do it all myself. I do have a few magazine subscriptions but I NEVER pay full price for them. Most of them I got free or for a dollar or two. I do buy a lot of used books online because we live in a small town and our library is sorely lacking.

    1. says:

      Used books are still cheaper than new ones! Nice work 🙂

  9. It has been two years and I have only got books from my library. Safe to say I have saved over $1000 as I am a ferocious reader. I could be better in the other areas though. Thanks for the reminder.


    1. says:

      Haha I’ve never heard someone call themselves a ferocious reader, I like it. Thank you so much for reading! ☺️

  10. Coffee, gym membership and branded items are huge money drains and they are out of my budget also. I also love my local library!

    1. says:

      If you’ve been able to remove those items I’m sure you’re doing great! Thanks for reading 🙂

  11. Love this list! I’ve spent way too much in my lifetime on the Bux.
    Library cards are also a good way to save up on book costs!! They’re free and most municipalities have apps with ebook download links!

    1. says:

      That’s a good tip! I should really look into the local library for that kind of stuff! Thanks for reading 🙂

  12. just say no to gym memberships and fancy coffee! these two items alone are ridiculous. thank you for spreading the word on being money smart!

    1. says:

      Exactly! That can be $100 a month easy!

  13. Honestly, there are so many discount booksellers like Book Outlet or Book Depositary that I don’t know how anyone is still paying full price for books these days. I’m not a fan of ebooks. So, I’m definitely one of those people who buys the hardcopy. However, I refuse to break the bank doing so.

    1. says:

      That’s a good way to do it also. I’ve even heard of groups of people splitting the cost of an expensive one and sharing it. Always ways around paying full price!

  14. Those are some great ideas. It’s funny how easy it can be to just let money slip through our hands at time. I have a gym membership I need to cancel this week! Thanks for sharing!

    1. says:

      The only reason I keep my membership is that my mom pays for it because I make her go when I have one haha. If I had to pay for it I’d cancel it right away!

  15. Samantha Carter says:

    You know I love reading, so I started getting all my books at my local library…it’s been awesome haha

    1. says:

      When I was in highschool I had a huge bookshelf, one day I got annoyed by the lack of space I had to live, sold all the books and got a kindle. Never looked back! Library’s are so great too!

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